By Rebecca Lake Access to banking can help people establish good financial habits and avoid the high fees often associated with alternative financial services. While opening a bank account may seem simple, people who do not speak English and those who are new to...
By Laurén Robbins To Financial services leaders discuss 3 ways traditional banks can team up with fintechs to drive equity for historically marginalized communities. The realities of America’s wealth gap are sobering and persistent. A 2021 survey by the Federal...
By Luz Urrutia Shortly after graduating college, I applied for a $500 credit card from my employer (a major bank) and was turned down because as an immigrant, I lacked a credit history. Years later, I was a co-founder of a mission-driven, for-profit community bank in...
When you are immigrating to the United States, it is natural to want to land on strong financial footing. However, all immigrants face a common barrier: a lack of US credit history. This can impede your ability to get approved for a credit card, apply for a mortgage,...
By Megan DeMatteo CNBC Select spoke with Shelley Halstead, founder and director of Black Women Build-Baltimore about her definition of generational wealth and why it matters in America. Generational wealth is about more than how much money you have — though money is,...
By: Oscar Muñoz For decades, immigrants have driven the economy of the United States. Some figures prove it. A report by the New American Economy found that in 2011 28 percent of new small businesses were run by immigrants. And there is more: between 2000 and 2013, 48...
Multiculturalism Today™ is a “social enterprise” committed to building community and amplifying diversity.
Let us build communities where our children are proud of their heritage; where our colors, creed, origins, and languages are respected without automatic affiliation with crime, terrorism, or disease, etc.
Let us leverage group decision making to cultivate businesses to strategically create careers, political inclusion, and groom leaders within our respective communities.
Let us celebrate our uniqueness, share in our successes, learn from our setbacks, and eliminate the cultural division that is continuously leveraged against us all.
We do not need one leader or savior, we all have a responsibility to invest our influence in the change we want to see, no matter how small!
Let us grow together through collaboration, communication, inclusion, and leadership excellence!